why would a buyer choose pay at closing?

This option can help reduce upfront out-of-pocket expenses and make it easier to manage multiple costs during the home-buying process.

is there an additional cost for pay at closing?

Yes. An additional service fee applies when selecting the Pay at Closing option.

is pay at closing available for every inspection?

No. Pay at Closing is offered on a case-by-case basis and must be approved and arranged prior to scheduling.

Pay at Closing allows the home inspection fee to be included in the buyer’s closing costs instead of being paid upfront at the time of the inspection.

Frequently asked questions

what happens if the transaction does not close?

Inspection fees are due regardless of whether the real estate transaction closes.

who handles the payment at closing?

The title or closing company handles the payment at settlement, with Guardian coordinating the Pay at Closing process.

what is pay at closing?

What is guardian? Is it safe?

Guardian is a third-party payment service that works with inspection companies, real estate professionals, and title companies to securely manage Pay at Closing transactions. Guardian coordinates payment through the closing process and ensures inspection fees are properly documented and collected through the closing company.

how do i request pay at closing?

Please call 850-890-1714 before scheduling your inspection to confirm availability and approval for Pay at Closing.

how does pay at closing work?

The inspection is completed as scheduled, and the inspection fee is added to the buyer’s closing statement. At closing, the title company disburses payment through Guardian, and Guardian then remits payment to the inspection company.